Encompass
Industry-leading loan origination system for mortgage lenders.
Encompass Referral Code & Link
No referral code or link is currently available for Encompass.
Quick Summary
Encompass by ICE Mortgage Technology is the market-leading loan origination system (LOS) for mortgage lenders — processing loans from application through closing with compliance automation and secondary market connectivity.
Encompass at a Glance
| Category | Mortgage Software |
|---|---|
| Pricing model | Paid |
| Starting price | Contact sales |
| Platforms | Web |
| Editorial rating | ★ 4 / 5 |
| Best for | Industry-leading loan origination system for mortgage lenders. |
| Community votes | 10 |
Pros
- Market-leading LOS used by the majority of top US mortgage lenders
- Built-in compliance automation for federal and state regulations
- Secondary market connectivity for Fannie Mae and Freddie Mac
- Comprehensive audit trail for regulatory examination
Cons
- Enterprise pricing requires sales engagement
- Complex implementation requiring dedicated IT resources
- User interface can feel dated compared to newer cloud alternatives
Encompass Pricing Plans
Official pricing as published by Encompass. Verify current rates before purchasing.
Encompass by ICE Mortgage Technology is the market-leading loan origination system (LOS) for mortgage lenders — processing loans from application through closing with compliance automation and secondary market connectivity.
What Makes Encompass Stand Out
Market-leading LOS used by the majority of top US mortgage lenders. Built-in compliance automation for federal and state regulations
Secondary market connectivity for Fannie Mae and Freddie Mac
Pricing and Plans
Encompass is a paid product, reflecting its position as a professional tool. Pricing is structured to match the scale and needs of the organizations that use it.
Who Should Use Encompass
Encompass is best for teams and individuals who need mortgage software capabilities and where market-leading los used by the majority of top us mortgage lenders. It may not be the right fit when enterprise pricing requires sales engagement.
Verdict
Encompass delivers on its core promise as a mortgage software tool. Encompass by ICE Mortgage Technology is the market-leading loan origination system (LOS) for mortgag... For teams evaluating mortgage software options, Encompass is worth considering based on its specific strengths and how they align with your requirements.
Mobile and Remote Access
Encompass's mobile capabilities enable loan officers to work remotely — accessing the pipeline, ordering services, and communicating with borrowers from mobile devices without being tied to the office.
Partner Integrations
Encompass integrates with credit bureaus, appraisers, title companies, flood certification services, and hundreds of other mortgage service providers — centralizing the origination workflow.
Competitive Positioning Summary
The most successful adopters of these platforms find that focused specialization outperforms general-purpose alternatives — the depth of features built for their specific workflow justifies the tool investment over generic solutions that handle the use case partially.
Final Recommendation
For organizations evaluating these tools: start with a focused pilot on a single use case, measure the impact, and expand from there. All platforms offer sufficient trial access to validate fit before full commitment.
Getting Started
Free trials and demos enable hands-on evaluation without commitment. Onboarding support is available from vendor teams, with documentation and tutorials covering core workflows for new users.
Overall rating: 4.0 / 5
Encompass by ICE Mortgage Technology is the loan origination system (LOS) used by mortgage lenders — managing the complete mortgage origination workflow from application through closing.
Mortgage Loan Origination
Encompass manages the mortgage pipeline — borrower application, document collection, underwriting, compliance checks, and closing coordination — in a single platform that connects lenders, borrowers, and third-party service providers.
Encompass vs. Byte vs. Calyx
Byte and Calyx are the smaller LOS alternatives. Encompass is the market-leading enterprise LOS — used by the largest mortgage lenders in the US, with the deepest compliance automation and the most integrations with settlement services and secondary market.
Regulatory Compliance
Encompass automates TRID, HMDA, and other mortgage compliance requirements — reducing the compliance risk that manual processes create in a highly regulated industry.
Who Uses Encompass
Encompass is used by mortgage banks, credit unions, and independent mortgage companies — from large national lenders to regional mortgage companies that need professional loan origination technology.
Overall rating: 4.0 / 5
Best Alternatives to Encompass
2 alternatives listed. Looking for a Encompass alternative? Here are the top options our community recommends, ranked by popularity and editorial score.
Quick comparison: Encompass vs Byte
| Feature | Encompass | Byte |
|---|---|---|
| Pricing | Paid | Paid |
| Platforms | Web | Web |
| Editorial rating | ★ 4 / 5 | ★ 3.9 / 5 |
| Community votes | 10 | 8 |
Cloud-based mortgage loan origination system for mid-market lenders.
Cloud mortgage LOS for community banks and credit unions.
Frequently Asked Questions
Common questions about Encompass, answered by our editorial team.
- Is Encompass free?
- No, Encompass requires enterprise licensing from ICE Mortgage Technology.
- What is a loan origination system?
- A LOS manages the entire mortgage origination process — from borrower application through underwriting, document collection, compliance checks, and closing — tracking every loan through the pipeline to funding.
- Is Encompass worth it?
- Encompass is worth evaluating if your team needs mortgage software capabilities. The rating of 4.0/5 reflects its strengths and areas for improvement — consider trialing it against alternatives before committing.
- What are the main advantages of Encompass?
- Encompass stands out in the mortgage software category for its core feature set and the specific strengths that define its market position. Teams that align with these strengths tend to find it valuable.
- How does Encompass compare to alternatives?
- Encompass competes in the mortgage software market with a specific positioning. It is best evaluated against alternatives based on your specific requirements, team size, and budget.
- What support does Encompass offer?
- Support options for Encompass vary by plan tier. Most paid tiers include email support, and enterprise plans typically include dedicated success management. Check the current support documentation for the most up-to-date details.
- What is a referral bonus on Kreemhunt?
- A referral bonus is an incentive — like bonus credit, a discount, or extra features — that a software vendor offers when someone signs up through a referral link or code instead of going to the product directly. Kreemhunt tracks which of the tools we cover currently have an active referral arrangement, like Encompass, so you don't have to hunt for one yourself.
- Does Encompass currently have a referral code or link?
- Not at the moment. Kreemhunt doesn't have a tracked referral code or link for Encompass right now — this page will update automatically if one becomes available, so it's worth checking back before you sign up.
- Does using a referral link cost me anything extra?
- No. Using a referral link or code to sign up for Encompass costs the same as signing up directly — in most cases referral programs are designed so the new user gets a bonus and the referrer gets a reward, with no markup passed on to you.
- How do I claim Encompass's referral bonus?
- There's no active referral bonus for Encompass tracked on Kreemhunt right now. Once one becomes available, it'll appear in the referral box on this page along with instructions for claiming it.
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Cloud-based mortgage loan origination system for mid-market lenders.
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Disclosure: Some links on this page are referral or affiliate links. When you click them and make a purchase, we may earn a commission at no extra cost to you. This does not influence our editorial ratings or recommendations. All tools are evaluated independently by our team.
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